Future Proofing my life: Deposit saving then MFW journey in under 13 years

LadyWithAPlan

Hope all are well and had a good weekend - I am still tired from my Covid 4th booster and got a lovely lump on my arm and a bruise thats sore 5 days later - still happy to have vaccine. I want to travel.
I am getting hot flushes again from the vaccine (i think) - never had them before I got covid this spring where they appeared for 3 weeks and then  they went away again and now vaccine brought them back - hoping they disappear again as waking up in the midst of the night with a cold fever or hot sweat is unpleasant. Waiting to get an appt for HRT just in case its not

Bought my first Xmas gift for a nephew Harry P pyjamas in Mr L for a stocking gift £5.99 .I still have too much stuff in the house so really want less not more.

Treats - included  £4.39 on one coffee out yep London prices ... no alcohol this weekend though - I did drink Wednesday and danced til 3am but my covid 4th  jab has made me tired so was in bed 8pm Saturday eve!
£4.89+ sweets £2.30 over weekend 

My sweets and crisps comes out my treats and entertainment budget separately which is not looking healthy at all with 13 more days and a family bday dinner to pay for plus Nov comedy tix..plus 2 other bdays this month...  I also have a bday do tomorrow as well. I may go and not drink as really don't want to be drinking more than once a week.

Grocery Oct  22 GC £77.42 /145   +    0/£55.30 for bulk

2 shops over the weekend  - £23.51 grocery

Saturday pop in to  Mr L after gym - some YS pork loin I apportioned up, special 6 prices inc bunch beetroot, frozen berries, veg, tinned tomatoes and beans, more of that Polish garlic sausage, DF milk (back to 85p) , smoked paprika - £18.73


A Sunday eve Coop £4.78 inc YS dip, YS spring onions for my fried rice dishes, YS chicken roast in a bag  that is now in the halogen - (which runs about 30p/hour I now know) - that will get me a roast dinner, will use some to make green chicken curry as have a Mr AL seasoning mix in, plus stir fry plus soup stock .. maybe with the beetroots.

I have started freezing more of my cooking as I get bored quickly so did a brown rice, beans (red kidney) and peas in rice cooker with GF soy etc to go with my YS turkey breast (defrosted) and have frozen a portion of that rice as I always cook up too much and threw some away over the weekend that had been hanging too long in my fridge.
Aiming for less waste so the longer I stretch out gaps in food shopping the better as I always have loads in and freezer is pretty full.



Meal planning
Roast chicken with jacket potatoes
Jacket potato (cooked more than I needed deliberately) with a mexican chicken and refried beans extravaganza
Chicken stir fry
GF Toad in hole (sausages always in freezer)
Soup chicken and leek .
@goldfinches recipe link but no tahini in so doing this one instead with added sultanas and cinnamon  https://www.simplyrecipes.com/recipes/gluten_free_banana_bread/

NSD 8/17  - want Monday to be a nsd day but unlikely as meeting a friend to swap keys and as she on a pension I dont want her paying for my coffee though she will offer

DIY class this eve - not sure if we are tiling (walls) or  doing paint effects or electrics stuff

TT £1

Sistergold

Just catching up! Good to know that diy is moving along nicely and you seem to be enjoying it. I have also noted with relief that you have not cut your finger so well done. 🥳

Sorry to hear that you are not feeling well? Boosters seem to cause more side effects in most people. Good to be all jabbed up if you like to travel. Hope you recover soon! Xx

dawnybabes

Tesco do a frozen GF sausage meat as well, though I prefer the M and S one 

savingholmes

Sorry you are unwell. Hope the course went well.

KajiKita

I have finally read your whole thread and collected lots of ideas along the way! 😊 (Thank you 👍)

I think you should get the bread maker that you know can make GF bread. I suspect the ROI will be quite swift (even accounting for ingredients cost and power to use it) and I also think speciality foods such as GF bread is likely to become more expensive relative to other food stuffs and may get harder to find too. 

KK

SusieT

I hope you are ok, it has been a few days without a post so I hope you are not suffering badly from the jab

LadyWithAPlan

SusieT said:

I hope you are ok, it has been a few days without a post so I hope you are not suffering badly from the jab

Thanks for the concern, all is fine - (still getting odd but less hot flushes/cold weirdness) I am away with family birthdays (and terribly behind on tracking my spending! - was just writing it all down to try and figure it out ...Hope you enjoying all the beautiful autumn leaves.
I have loads birthdays in Oct-Dec so I save and then hit Xmas with a smaller gift pot than I need..

LadyWithAPlan

KajiKita said:

I have finally read your whole thread and collected lots of ideas along the way! 😊 (Thank you 👍)

I think you should get the bread maker that you know can make GF bread. I suspect the ROI will be quite swift (even accounting for ingredients cost and power to use it) and I also think speciality foods such as GF bread is likely to become more expensive relative to other food stuffs and may get harder to find too. 

KK

I am actually trying my parents breadmaker out today as they never use it .. they make it by hand so .. Its a normal breadmaker so no GF settings but seeing if it works anyway.

LadyWithAPlan

Sistergold said:

Just catching up! Good to know that diy is moving along nicely and you seem to be enjoying it. I have also noted with relief that you have not cut your finger so well done. 🥳

Sorry to hear that you are not feeling well? Boosters seem to cause more side effects in most people. Good to be all jabbed up if you like to travel. Hope you recover soon! Xx

I still have all my fingers The tile adhesive has not arrived so last week was all about hammering a hole in my lovely plaster, cutting it out, putting batons in then more plasterboard and replastering ... Took ages - but I did get to properly use a stanley knife for the first time.. getting used to these sharp scary tools is part of the process. Note to self though never hammer a wall - it took nearly 2 hours to fix!

@dawnybabes thanks I will check it out

@savingholmes I have received  a % of what I am owed but .. a regular payment plan of some of it has been put in place so ..
The smaller contractor is in financial back and forth chaos - largely through previous overspending
NSD last week was only M-W so 11/17 . I was approached about doing some more work Thurs eve so a glass of prosecco spent at that get together and trying to do 3 contracts at a time at present plus visiting family for birthdays .. so super busy and spent cash every day since Thurs inc lunch out where I picked up tab plus gifts.

Grocery Oct  22 GC £87.42/145   +    0/£55.30 for bulk
Grocery spending since has been bitty  - comes to approx £10
I bought an awful YS GF sandwich from M+S fr egg mayo but bread was like a brick
GF flour to try in this normal breadmaker to see if it works
Some sweets and treats for the kids in a separate pot...


Savings - I have yet to move cash I received into pots as need to keep in case I dont get some for another few weeks and I have Nov bills/rent to cover out of it so cant stick lots in savings.
I do need to do my Nov budget first

My side hustle that was spoken about has been raised again so chat on that this week .. different approach in some ways but lets see - hopeful still though The next few weeks is very busy juggling 3 contracts plus this new thing plus developing what I need for side hustle.
I will take time out to party  for Halloween though - think its important

angela110660

 Following on from the earlier quote by Saving Holmes about this book - I found and downloaded the audio version of Your Money or Your Life with Vicky Robin reading it herself. It is on Borrowbox via my library account. Really good listening - it is an updated version since the original. Thankyou for mentioning it Saving Holmes.