Building Insurance after subsidence claim

Pinkrosa

Hi
Can I get normal building insutance after I made a subsidence claim which was rejected due to a construction error but it repaired by resin injection with warranty? 
There will be no future subsidence risk. 
Thanks in advance. 

Sandtree

Unlikely as the building has suffered subsidence even if the claim was rejected due to it being a design flaw.

[Deleted User]

My builder failed to step up between two foundation levels. This resulted in stress cracks appearing in an upstairs bedroom wall sitting on a RSJ above my kitchen. A structural surveyor produced a detailed report which I disclosed to my home insurer as my buildings insurance policy was due for renewal. The insurer declined to insure the property for all remedial works undertaken by the builder but it allowed me to renew my insurance on normal terms. I have full cover for subsidence. 

As is the case with the OP, the area of concern has been stabilised with GeoBear polymer resin. I think that I may have got away with it as the Surveyor’s report makes no mention of subsidence: it talks about differential movement in a 90 degree corner in clay soil.

huckster

As stated by Dolor, depends on what you are advised in a structural survey following the resin injection.

You could approach new Insurers, but you would have to declare the building issues you have had. They may refuse to Insure you.   Better to stay with existing Insurers, if you can.

And you cannot state with 100% certainty that there is no future subsidence risk, unless you have future knowledge of weather and the land the building is stood on.