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Section 75 rejected - due to no response from vendor

Hi there,

Amex has closed a section 75 claim I filled, reason being the vendor has not responded for months.
What is the next course of action? it's too late for chargeback.
Ombudsman?

Comments

  • GrumpyDil
    GrumpyDil Posts: 2,093 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I'd challenge the closure. S75 makes Amex equally liable as the original vendor. As it gets used in cases where companies have failed I don't see that a rejection on that basis is acceptable. 
  • pbartlett
    pbartlett Posts: 1,397 Forumite
    1,000 Posts Name Dropper
    edited 10 August 2021 at 12:27PM
    The next stage is to open a complaint with Amex they should not close the S75 case for this reason

    If Amex either reject your complaint or indeed don't reply then the Ombudsman
  • born_again
    born_again Posts: 20,974 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    htcclub said:
    Hi there,

    Amex has closed a section 75 claim I filled, reason being the vendor has not responded for months.
    What is the next course of action? it's too late for chargeback.
    Ombudsman?

    Complaint to AMEX on the matter. S75 does not rely on retailer responding. In fact in the vast majority of cases, the retailer is never involved.
    Life in the slow lane
  • htcclub
    htcclub Posts: 76 Forumite
    Second Anniversary 10 Posts Name Dropper
    thanks guys I will push back to Amex.
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