LBM: August 2006 - £12,568.49 —— DFD: 12 March 2012
MFD: 30 March 2019
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“Debt is normal. Be weird.”
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browneyed_girl said:WinterWarrior said:Calorie counting works best for me…biscuits are essential!! When I’m counting calories I get the mini bags (party rings, cookies, iced gems, Jamie dodgers, animals, etc.) as they are measured (usually about 100 cals), you feel like you’ve had a fair deal as there are a number of small ones per bag and you can’t overdo it when the bag has gone. You can see I’ve thought this through 🤣
Absolutely!! My worry would be that I could indeed overdo it by reaching for another bag...followed by another...and another...until I’m surrounded by nothing but wrappers in what looks like a biscuit graveyard!
Really need to get me some of that willpower...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
Absolutely!! My worry would be that I could indeed overdo it by reaching for another bag...followed by another...and another...until I’m surrounded by nothing but wrappers in what looks like a biscuit graveyard!
Really need to get me some of that willpower...»The road to DF is long and bumpy » Greensaints2 -
Get your ds a music starlight dreamshow by Tomy. You can set it for (I think) 5 minutes or 15 minutes. Switch it on with the same tune every bed time and eventually, when he hears the music he will just go to sleep. As well as everyday sleeping it helped settle my son when he was poorly. It also works if they wake up in tthe night. See if you can find a second hand one. My son is 16 now and although we stopped using it years ago he refuses to part with it.2
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CRANKY40 said:Get your ds a music starlight dreamshow by Tomy. You can set it for (I think) 5 minutes or 15 minutes. Switch it on with the same tune every bed time and eventually, when he hears the music he will just go to sleep. As well as everyday sleeping it helped settle my son when he was poorly. It also works if they wake up in tthe night. See if you can find a second hand one. My son is 16 now and although we stopped using it years ago he refuses to part with it.Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20001 -
BellaLasagna2018 said:
Absolutely!! My worry would be that I could indeed overdo it by reaching for another bag...followed by another...and another...until I’m surrounded by nothing but wrappers in what looks like a biscuit graveyard!
Really need to get me some of that willpower...Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20002 -
savingholmes said:browneyed_girl said:WinterWarrior said:Calorie counting works best for me…biscuits are essential!! When I’m counting calories I get the mini bags (party rings, cookies, iced gems, Jamie dodgers, animals, etc.) as they are measured (usually about 100 cals), you feel like you’ve had a fair deal as there are a number of small ones per bag and you can’t overdo it when the bag has gone. You can see I’ve thought this through 🤣
Absolutely!! My worry would be that I could indeed overdo it by reaching for another bag...followed by another...and another...until I’m surrounded by nothing but wrappers in what looks like a biscuit graveyard!
Really need to get me some of that willpower...Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20001 -
Re the stewed Apple, have you tried Apple Amber? My children love Autumn / Winter so that vast quantities of this can be consumed! Mix 3 egg yolks into the stewed Apple along with a couple of oz of butter. Heat through so that the butter has melted and the yolks are mixed into the Apple. ( This gives the Amber colour). Whisk the egg whites until stiff. Fold in 6oz sugar into the egg whites. Place on top of the Apple and cook. If I’m making from scratch, I start off by melting the butter and then adding the apples so that they stew in butter, if that makes sense.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
browneyed_girl said:Haha! I swear my brain is not in control of my body at moments like that! It’s as though a mischievous alter-ego takes control! I’ve heard sports psychologists refer to that voice in your head that tells you to do naughty things like scoffing biscuits - apparently it’s helpful to think of it as a monkey (I kid you not) and give it a name. My monkey is called Dave. Anytime I have a naughty moment, I give Dave a good talking to and he shuffles back into his cage until the next time he smells cake!
I love this idea of blaming a naughty monkey! I need to find a name for my monkey then lol
LBM: August 2006 - £12,568.49 —— DFD: 12 March 2012
MFD: 30 March 2019»The road to DF is long and bumpy » Greensaints2 -
I’m not sure blaming a monkey would stop anything? Me and the monkey would be best friends and have twice as many naughty ideas to carry out together 🤣Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
@Honeysucklelou2 Apple Amber sounds delicious! And I do have almost two dozen eggs to hand so this would be a good use for them! I would probably be adding cinnamon to the apples as well - I’m not sure there’s anything more warming and comforting than the combination of apple and cinnamonBeware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20001
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