Santander Credit Card Existing Customer Offers

xmodz

Hi all,

I'm just wondering if anyone knows if Santander offer any existing credit card customers any balance transfers offers etc or if its worth just closing the account down. I can't seem to find anything online so thank you in advance. 

onlyfoolsandparking

xmodz said:

Hi all,

I'm just wondering if anyone knows if Santander offer any existing credit card customers any balance transfers offers etc or if its worth just closing the account down. I can't seem to find anything online so thank you in advance. 

I have a Santander credit card and they have been offering me 12 months 0% with a 3% BT fee regularly/on a monthly basis, not the greatest of offers but not the worst either.

Don't know if it makes any difference but I've only been using this card for a few subscriptions, bit of online spending and I've been using around 10% (max 10%) of my limit and paying it off 'in full' every month.

xmodz

onlyfoolsandparking said:

xmodz said:

Hi all,

I'm just wondering if anyone knows if Santander offer any existing credit card customers any balance transfers offers etc or if its worth just closing the account down. I can't seem to find anything online so thank you in advance. 

I have a Santander credit card and they have been offering me 12 months 0% with a 3% BT fee regularly/on a monthly basis, not the greatest of offers but not the worst either.

Don't know if it makes any difference but I've only been using this card for a few subscriptions, bit of online spending and I've been using around 10% (max 10%) of my limit and paying it off 'in full' every month.

How do they send you these offers as their online banking screens a bit rubbish compared to the likes of Barclays how show what offers you have. 

onlyfoolsandparking

xmodz said:

onlyfoolsandparking said:

xmodz said:

Hi all,

I'm just wondering if anyone knows if Santander offer any existing credit card customers any balance transfers offers etc or if its worth just closing the account down. I can't seem to find anything online so thank you in advance. 

I have a Santander credit card and they have been offering me 12 months 0% with a 3% BT fee regularly/on a monthly basis, not the greatest of offers but not the worst either.

Don't know if it makes any difference but I've only been using this card for a few subscriptions, bit of online spending and I've been using around 10% (max 10%) of my limit and paying it off 'in full' every month.

How do they send you these offers as their online banking screens a bit rubbish compared to the likes of Barclays how show what offers you have. 

Yeah forgot to mention that important bit, I too cannot find the BT offer anywhere when logged on, it's a mystery. The way they do it is by email, that has the offer detail on AND the offer expiry date so in order to make use of the offer should I choose to I keep a note of the offer and the expiry date on my household expenses spreadsheet. 

I haven't used one of their offers for a while now as like I said they aren't the greatest but if memory serves the last time I did use one of their offers there was no mention of the deal when actually processing it, very strange way of doing things imo.

Only way round it I can see is to ring them and ask if you have any offers available and depending on what they say take it from there. 

[Deleted User]

xmodz said:

onlyfoolsandparking said:

xmodz said:

Hi all,

I'm just wondering if anyone knows if Santander offer any existing credit card customers any balance transfers offers etc or if its worth just closing the account down. I can't seem to find anything online so thank you in advance. 

I have a Santander credit card and they have been offering me 12 months 0% with a 3% BT fee regularly/on a monthly basis, not the greatest of offers but not the worst either.

Don't know if it makes any difference but I've only been using this card for a few subscriptions, bit of online spending and I've been using around 10% (max 10%) of my limit and paying it off 'in full' every month.

How do they send you these offers as their online banking screens a bit rubbish compared to the likes of Barclays how show what offers you have. 

My cards 

Barclaycard - used to send letters every month but I think I turned that off, in the app is "transfers & offers"

Halifax - on the app often on an advert splash screen after you sign in, else there is an obvious link with "your transfer offers"

Lloyds - same as Halifax

NatWest- have to go into the credit card bit of the app but has an option Balance Transfers which has an "offer" icon if there is one available

Sainsbury's - on the app they have adverts, currently flogging me a loan, but if there is a BT offer on there I must have missed it

funkycredit

Sainsbury's email you as do Santander. Can't send a copy of Santander as it'll identify me but here's the Sainsbury's one. 

I'm Santander select and have 3 cards with them but rarely see offers - might be cos I've got the purchase, zero and world cards. 

[Deleted User]

funkycredit said:

Sainsbury's email you as do Santander. Can't send a copy of Santander as it'll identify me but here's the Sainsbury's one. 

I'm Santander select and have 3 cards with them but rarely see offers - might be cos I've got the purchase, zero and world cards. 

I hunted through my emails and couldn't see one from them, though I know I have had them before, so maybe I deleted them hence missing them. Not 100% but I think they mail them too