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First time buyer mortgage - nationwide

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JAM0915
JAM0915 Posts: 61 Forumite
Second Anniversary 10 Posts Name Dropper
in Mortgages & endowments
Hey everyone! 
Going for my first ever mortgage with nationwide, I’m just wondering about anyone’s recent experience? 
I’m after any advice on time scales, paperwork requested, how thorough and picky they seem to be so I can gauge the best chance of us being accepted as super new to this and nervous! 
Thank you :) 

Comments

  • JAM0915
    JAM0915 Posts: 61 Forumite
    Second Anniversary 10 Posts Name Dropper
    Also we’re 95% LTV if that helps! Both full time employed, hardly any credit just a credit card but at the start of the may bank statement there are a few gambling transactions which are worrying me! 
  • K_S
    K_S Posts: 6,880 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    You can see broker application processing timelines here https://www.nationwide-intermediary.co.uk/placing-business/service-updates I imagine they'll be fairly similar for direct applications.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    This is where google is your friend - there's a link below for all you need to know.

    https://www.nationwide.co.uk/mortgages/help

    I'm a Nationwide customer - only a current account though - but I've been happy with them so far, five years and counting. 

    Try not to worry because don't forget, their main purpose is to make money from you if they can.

    And also, did you know that you can get help with gambling through the NHS? If you only have a 'few' transactions though, I don't think that will make a lot of difference. If it does, they will let you know. 

    You have two chances! (Yes or no). Good luck.
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • JAM0915
    JAM0915 Posts: 61 Forumite
    Second Anniversary 10 Posts Name Dropper
    Thank you both for your help!
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