Energy bill debt in my name only - forced out of home and ex changed supplier

Tokmon

StanHowe said:

Thanks so much for the detailed response yelias. 

You also have had, at least until recently, at least the gas and electricity account (with eOn) in your own name, and perhaps other bills relating to the property?

Yes this is correct, I also have Virgin Media in my name only, which as far as I can tell is still active and she hasn't changed this (yet).

Do I also understand correctly that because of a court injunction that has been served on you (presumably requested by your ex-partner) that you are currently forbidden from attending the property because of an occupation order or a non-melsetation order. Is that correct, and if so which is it?

Thats correct, I am unable to attend our jointly owned property as she has obtained a non mol order and occupation order against me for 1 year (22 June 2021 - 22 June 2022). 

Have you, or are you in the process of, finalising your financial split from your (now ex-) partner? What is the plan for the property that you currently jointly own? What was agreed over the other financial matters between you?

We havent agreed to anything yet with regards to our property, but in terms of the household bills I am paying my half of the mortgage payment direct to our provider and the rest of the household bills need to be covered by my ex (as advised by a solicitor). 

Long story short, my ex ended the relationship, I wished to live in the property (even if temporary) and proposed she find alternative accommodation. She advised me that she is not willing to move out and wants me to sell our property immediately. I didnt want to rush anything so prior to the non mol / occupation orders I advised her that I am not agreeing to sell yet but she continuously pushing me to sell our property immediately.   I advised her that I need some time to consolidate my finances and assess if I can buy her out, or remortgage and take over the mortgage in my name only. 

As I made this clear on a number of occasions, she eventually got me arrested on a false charge (which have been dropped by the police) and subsequently applied for the non mol / occupation order to prevent me attending my home. My opinion is that she is doing this to put me in a really difficult mental/financial situation to force me to sell.

I appreciate that the property is jointly owned and she has equity that she wishes to acquire, but I also have the right to take my time and decide what I wish to do. 

The relationship is clearly over so just sell the house ASAP and you can both move on with your lives. Taking your time to decide what you want to do is just adding more stress for everyone (including yourself) and dragging the situation out longer.