Capital One Credit Card Question

xlnc99

I have a Think Money CC from last year and recently got a Capital One CC. They are both managed by Capital One and both have the same app and wesbite.

I have two different logins - Is it possible to link both to the same app?

Im sure there is a way so am wondering if anyone is in the same boat

Thanks

RBYHS

In the app, more, add another card. 

xlnc99

Got it - Thanks

What about desktop? Can you use the same login or do you need seperate login ID

RBYHS

I don’t think you can. 

However, you can call Capital One to consolidate both cards into one. Meaning you’ll combine both credit limits together and you will only have one card and one login detail, and also a “credit limit increase”.  

xlnc99

Really - will they do that? Which card would they then use. The issue is that Think Money is believe is not actually Capital One? Or is it? I thought it was like amazon, marbles, aqua all using new day brand.

RBYHS

Think Money is issued by Capital One. 

You can decide which card to keep.  Either the Capital One card or the Think Money card. 

And yes, they will do that for you - I did it myself as well a couple of months ago. 

You just have to tell then that you want to “consolidate”.  

xlnc99

Great! Ile give them a call - that is a brilliant idea.

Thanks

xlnc99

Just called them, did the merge!

Thanks for the tip - wouldnt have known this!

RBYHS

No problem - always happy to help!

Mrsn

Thanks so much for that tip, I have a capital one and Luma card with relatively small limits in but merging them would be much better! I shall give it a try.

cymruchris

Mrsn said:

Thanks so much for that tip, I have a capital one and Luma card with relatively small limits in but merging them would be much better! I shall give it a try.

When I had both of those - they did it for me.