Should I Child Tax Benefit for my second child now I fall into the HICB and will have to return all

Brogan303

My husband's new income now means we fall into the HICB and will need to fill in a tax return every year to pay back all the Child Benefit received.
I've just had a second baby and wondering if it's worth claiming child benefit for a second child and paying it all back at the end of the year if I'm already doing so for the first child.
I'm only claiming the benefit now because I'm on maternity leave and I read something about it being beneficial for my state pension for the months my income will be £0. Otherwise I don't really think I can be bothered to fill out a form every year to give back money I can't use for the only benefit of gaining a very little interest from a savings account (as suggested on MSE).

Can someone please shed some light on what they are doing in this situation? 
After my maternity year, should I stop claiming altogether? OR is it worth it to claim for some other reason?

Please let me know 

calcotti

If you wish to, instead of receiving CB and paying it back you can choose to continue to claim it but not to actually be paid it. This means you still get the NI credits but without the need to deal with paying it back.
High Income Child Benefit Tax Charge - GOV.UK (www.gov.uk)

If you are not getting NI credits any other way then being a CB claimant gives you NI credits for any child under 12.  If your existing child is under 12 then you are getting the NI credits already so claiming for the new born will make no difference. Once you are back in work, if earning more than £120/week then you will not need the NI credits from CB.

68ComebackSpecial

Have you checked that your husband's adjusted net income is greater than £60k pa, as opposed to his gross salary, as this is the point at which all child benefit would have to be repaid. Between £50k and £60k only a proportion has to be repaid. Filing an online self assessment takes half an hour at most if he has a single PAYE employment.

Jim80

Make sure you include benefit in kind on your calculations if you get a P11D, such as health insurance

https://www.gov.uk/paye-forms-p45-p60-p11d/p11d