Anyone had any issues with Barclaycard Money Transfer Offers?

IAMIAM

0% 24 Months 2.6% Fee

dr_adidas01

IAMIAM said:

0% 24 Months 2.6% Fee

So what’s the issue then? 

CRISPIANNE3

The only issue I have is all my offers dried up about 5 month ago. Not taking it personally because my other cards have all great offers on them.

onlyfoolsandparking

CRISPIANNE3 said:

The only issue I have is all my offers dried up about 5 month ago. Not taking it personally because my other cards have all great offers on them.

Yeah me too, although it was more like a year without any offers and then they decimated my limit/s, I didn't take it personally either, was very happy to give Barclaycard the elbow, so many better card companies out there.

CRISPIANNE3

onlyfoolsandparking said:

CRISPIANNE3 said:

The only issue I have is all my offers dried up about 5 month ago. Not taking it personally because my other cards have all great offers on them.

Yeah me too, although it was more like a year without any offers and then they decimated my limit/s, I didn't take it personally either, was very happy to give Barclaycard the elbow, so many better card companies out there.

In my case my credit card limits were not affected.

IAMIAM

Ahh ok. Is it worth it? I am going to be using it and it seems reasonable enough for two years interest free for 2.6%

[Deleted User]

Whether it is worth it is up to you - do you need the cash in your bank to save money elsewhere e.g. paying off an interest bearing card? If so, assuming the numbers add up (interest saved vs the fee) and you can pay off the MT in time then yes.

CRISPIANNE3

CRISPIANNE3 said:

The only issue I have is all my offers dried up about 5 month ago. Not taking it personally because my other cards have all great offers on them.

I just checked yesterday and after months of no offers I now have 12 spread across the four cards I hold with BC.  Ranging from 12 to 24 months with zero percent and 2.6 percent fees. However I have better deals elsewhere.

TBH I am really surprised because in the last month I have swapped other credit cards around. Taken a £6000 advance on my MBNA with no interest or fees for 15 months. Also applied for the Amazon classic credit card because of the £40.00 gift voucher. Also my credit score dropped to 867.  It just shows how the score is not worth much and it goes on how you conduct your accounts.