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Buying a Buy to Let or Holiday Let in my or joint name & wife earning the rental income

I'm considering purchasing a property as either a buy to let or a holiday let. Unfortunately, my wife's health isn't too good at the moment so it would be simpler if I purchased the property in my name. However, as my wife only has a state pension and is not a tax payer, naturally I would prefer any rental income to go to her.

Can I buy the property in my name and allow my wife to earn all the rental income? Alternatively, if bought in our joint names would this be acceptable for the rental income to go to my wife? Incidentally, the purchase of the property is being funded by our joint account. 

Or does the property have to be purchased solely in my wife's name to enable her to receive the rental income?

Sorry if this sounds a very basic question! 

Comments

  • Bluebell1000
    Bluebell1000 Posts: 1,132 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You can choose to have an unequal split; we have a property owned 99% to my husband and 1% mine for tax reasons.
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