Anyone with knowledge of Personal Injury Benefit?

Gin_and_Milk

Hi, this is a of a grim post, but I'm trying to plan for early retirement, so I have to ask.
In 2008, my husband (who worked for the NHS) retired on ill health grounds.  He'd paid into the pension since the 1980's and was very much part of the 'old scheme' if you like. Because of the nature of his retirement, he is also in receipt of PIB, which equates to approx £12k p/a.
Realistically, I can retire at 60 (I'm 46 now), he will be 73.  However, he is in poor health (not related to ill health retirement / PIB,) and I anticipate that I'll be retiring by myself. 3 hospital admissions and ongoing investigations since October have really brought this home too.
OH says that should he go before me I'll be entitled to half his PIB, and I am absolutely not convinced by this. I'm not for one minute suggesting he's lying, but I think he's misjudged this, and all the paperwork is in the loft (which will be like an oven at present).  It's also very likely that the reason behind his ill health won't be a factor in 'you know what', I can't really bring myself to talk about that any more. 
Just wondering if anyone can shed any light on this? I've tried looking online, but I'm finding hard to find info as it doesn't seem to be a very common benefit.  I know I will be entitled to half his NHS pension, it's just PIB I'm not sure on.  If OH is right, it's possible I could go earlier. This will mean that we might have some decent retirement time together, or it will be easier for me to give up work to look after him
Thanks

calcotti

PIB is an NHS scheme not a government welfare benefit. Your best bet is probably to contact the scheme administrators.

However a quick search online found this https://www.nhsbsa.nhs.uk/sites/default/files/2018-05/SDIB (V7) 05.2018.pdf
Page 7 has some information on payment after death, not half and, crucially, only payable if death is a result of the injury that gave rise to the PIB.

More general information here https://www.nhsbsa.nhs.uk/permanent-injury-benefit-pib

MovingForwards

There are a few members who post on the pension boards who are very familiar with the various NHS pensions from different years.

It would be worth reposting your questions or asking a board guide to move this one.

Edit to add the section you need:
https://forums.moneysavingexpert.com/categories/pensions-annuities-retirement-planning

Gin_and_Milk

calcotti said:

PIB is an NHS scheme not a government welfare benefit. Your best bet is probably to contact the scheme administrators.

However a quick search online found this https://www.nhsbsa.nhs.uk/sites/default/files/2018-05/SDIB (V7) 05.2018.pdf
Page 7 has some information on payment after death, not half and, crucially, only payable if death is a result of the injury that gave rise to the PIB.

More general information here https://www.nhsbsa.nhs.uk/permanent-injury-benefit-pib

Thanks for your reply, and the links. It looks similar to what I found a while ago, and kind of confirms what I thought. Much appreciated.

Gin_and_Milk

MovingForwards said:

There are a few members who post on the pension boards who are very familiar with the various NHS pensions from different years.

It would be worth reposting your questions or asking a board guide to move this one.

Edit to add the section you need:
https://forums.moneysavingexpert.com/categories/pensions-annuities-retirement-planning

Thanks for this.  Out of all of the sections on this forum, this is the one I spend most of my time on by far. Some very interesting posts for sure.