Lasting Power of Attorney forms

FiestaRed

I'm trying to complete sets of the LPOA forms for myself and my wife and I'm now at the stage of filling in the preferences bits. We have been told that if either one of us should have to go into care, the Government would be able to sell our home to pay for the care even if the remaining partner still lives in it.

Can anyone please advise on this, is it possible, is there anything we can do?

Any help at all would be most appreciated.

Loza2016

This is not true, 
my father went into a care home and the house couldn’t be touched while my mother still lived there. 

My Dad paid for his care using his savings and 50% of their Joint savings. 

He was allowed to keep about £47000 but we are in wales which is different to England/ Scotland. 

He passed away just before he reached £47000. 

Mojisola

As above, that's not true. 
There's lots of good info on how care is paid for on the AgeUK site. 

FiestaRed

Thanks for the help, really appreciated.

Browntoa

House is a "mandatory disregard" for care costs if jointly owned.

If in a single name then yes it care be used to pay for care

FiestaRed

Mojisola said:

As above, that's not true. 
There's lots of good info on how care is paid for on the AgeUK site. 

Thanks for the reply. I'll take a look.

Mojisola

Browntoa said:

House is a "mandatory disregard" for care costs if jointly owned.

If in a single name then yes it care be used to pay for care

Not if the house will be lived in by a spouse/partner, a minor child, a disabled relative, a relative over 60 or a divorced/separated partner if they have minor children living with them.

Mojisola

FiestaRed said:

We have been told that if either one of us should have to go into care, the Government would be able to sell our home to pay for the care even if the remaining partner still lives in it.

Just to clarify this - the local council (not the government) deals with the funding of care homes.  They will do a financial assessment before deciding whether the potential resident is entitled to taxpayers' help.

If the person is assessed as a self-funder, the council steps back - how the bill for the home is paid to left to the person/their POAs.

If that means a property has to be sold, that's done by the person/their POAs. 

If the person can't cover the bills until after the property is sold, the council will set up a deferred payment scheme and pay towards the home - they will take out a charge on the property which will have to be paid when the house is eventually sold.