Banks suddenly closing my accounts - Cifas?

[Deleted User]

foedel said:

You can open a basic bank account even with a CIFAS though it might be a fee paying type

Thanks, I'm looking into it. The forum suggests Santander, Co-Op or Virgin money, but apparently, these are not friendly to "those with a record of fraud". I looked at Monese, but they seem to charge quite a bit for doing basically anything with the account. I would like to get something set up ASAP so I can at least receive this month's wages. I'll keep researching, but any pointers in the direction to look would be very helpful. 

What has your employer got to do with anything? Lots of people switch accounts for bonuses all the time, just let your HR know you have changed account though I think it might be cutting it fine for the payroll this month depending when you get paid, I'd get started on the basic account asap, don't use a provider who will probably close your account again as soon as they see the CIFAS

It's not the switch I am worried about, but switching to one that then gets closed in a week, and having to switch again that makes me worried. 

Don't try and open a mainstream account even with someone like Starling and then switch the pay to that, it'll get closed quickly I suspect. Get the basic banking account that will let you get your salary and pay bills, then worry about others

foedel

Don't try and open a mainstream account even with someone like Starling and then switch the pay to that, it'll get closed quickly I suspect. Get the basic banking account that will let you get your salary and pay bills, then worry about others

Thanks. I attempted to open a Starling bank account and they refused. I think that all but confirms the Cifas marker on my name. Do you think I would be able to get a basic Santander or Virgin Money account? I really don't want to make another attempt and get rejected again. 

[Deleted User]

foedel said:

Don't try and open a mainstream account even with someone like Starling and then switch the pay to that, it'll get closed quickly I suspect. Get the basic banking account that will let you get your salary and pay bills, then worry about others

Thanks. I attempted to open a Starling bank account and they refused. I think that all but confirms the Cifas marker on my name. Do you think I would be able to get a basic Santander or Virgin Money account? I really don't want to make another attempt and get rejected again. 

No, use a basic bank account for people with CIFAS markers (google them)

foedel

For what it's worth, the Cifas SAR came back, and the 'Misuse of Facility' marker was recorded against my name in 2017. I'm figuring the bank did some reviews and decided to terminate my account based on that. Just gotta lay low till 2023 I guess.

Thanks for the assistance here. Hopefully, Revolut and Monese are kind to me.

superM

foedel said:

For what it's worth, the Cifas SAR came back, and the 'Misuse of Facility' marker was recorded against my name in 2017. I'm figuring the bank did some reviews and decided to terminate my account based on that. Just gotta lay low till 2023 I guess.

Thanks for the assistance here. Hopefully, Revolut and Monese are kind to me.

Which bank is it?

I hope all goes well and the CIFAS marker is removed.