Travel Insurance after a Stroke?

Space_Cat

Hi, I had stroke 9 mths ago and am a wheelchair user. Should I give up on the idea of travelling abroad, to say the USA, due to prohibitively high insurance costs? 

Even though we've left the EU is the EHIC card still valid. I'm sure I heard somewhere that it is?
     

sheramber

Have asked for a quote for travel insurance?  Only you can decide if the cost is prohibitive for you.

If you have an EHIC card it will be valid until it expires.

if  you do not have one you need to apply for  GHIC. 

https://www.moneysavingexpert.com/travel/free-ehic-card/

Ganga

Space_Cat said:

Hi, I had stroke 9 mths ago and am a wheelchair user. Should I give up on the idea of travelling abroad, to say the USA, due to prohibitively high insurance costs? 

Even though we've left the EU is the EHIC card still valid. I'm sure I heard somewhere that it is?
     

I had a mini stroke in 2017 ,i know it is not the same as a full stroke but i still managed to get reasonably priced travel insurance so it will cost you nothing to get some quotes even if it is for travel to Europe only ,good luck and keep enjoying life .

Sandtree

Space_Cat said:

Hi, I had stroke 9 mths ago and am a wheelchair user. Should I give up on the idea of travelling abroad, to say the USA, due to prohibitively high insurance costs? 

Depends what you consider prohibitively high and what risks you are willing to run.

Some insurers will allow you to exclude a pre-existing condition rather than pay the premium loading so you could exclude strokes, and may be to exclude associated circulatory issues, but would be covered if you were hit by a car etc. Clearly the cost of treatment would make any insurance premium look like peanuts were you to exclude the condition and have a second significant stroke whilst in the USA.

twopenny

There  is also the problem that if you exclude a condition there could be cause for them to suggest that whatever accident (not being hit by a car) could have been caused by that condition and so would not pay.

It's a big risk.