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Bought house without survey - now possible subsidence

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  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tanya2711 said:
    Read conditions of insurance carefully.  If it said, eg, cover if previous survey showed no subsidence, then you ain't covered 

    However the insurers have asked to see the survey. So I'll say i'll be truthful and didn't get one as wasn't pushed to.
    Thoughts please?
    As a FTB, I'm presuming you had to get a mortgage for the property ? In which case I suspect that as part of the lending criteria at the time you will probably have paid for some sort of survey to be carried out for the lender even if it was a very basic valuation type one.
    If you still have all the paperwork from the purchase I'd suggest going through it to make sure before you say that none was done. 


    A valuation really isn't a survey. They don't always even visit the property.
    2024 wins: *must start comping again!*
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