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Stuck abroad because of covid and need some advice.

Hi, I am a UK citizen stuck abroad because of covid (outside Europe) and I'm about to lose my UK address due to a forced house sale. Does anyone have any suggestions on what I can do for a UK address for banking, insurance and general transactions until I am able to return to the UK sometime in the future? I have read that banks wont accept a PO box as an address and I am uncomfortable changing my main address to a friend or relative.
Thanks in advance.

Comments

  • [Deleted User]
    [Deleted User] Posts: 4,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
     You will have to use a relatives address as only a UK address is enough BUT that still might not help if a credit check shows you are not registered to vote there. 
  • silvercar
    silvercar Posts: 49,714 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    There are companies set up to provide the service you want. Companies like ukpostbox and mailboxuk. They are legitimate and some offer mail forwarding via email.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • [Deleted User]
    [Deleted User] Posts: 4,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
     Yes we had our mail forwarded when abroad. Takes ages to reach you. But would a bank accept it as his address? 
  • Andy_L
    Andy_L Posts: 13,035 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 6 July 2021 at 8:45AM

    Hi, I am a UK citizen stuck abroad because of covid (outside Europe) and I'm about to lose my UK address due to a forced house sale. Does anyone have any suggestions on what I can do for a UK address for banking, insurance and general transactions until I am able to return to the UK sometime in the future? I have read that banks wont accept a PO box as an address and I am uncomfortable changing my main address to a friend or relative.
    Thanks in advance.
    You could move to a purely online account so they don't receive any paperwork.

    AIUI, there are no countries from which a UK citizen can't return from (unlike, eg, Australia's rules) - they will just have to pre-test & quarantine in an approved Hotel

    ETA: could you set up mail redirection from your previous address to  a PO box as a temporary measure while you sort things out?
  • TBagpuss
    TBagpuss Posts: 11,237 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You can get your post redirected by Royal Mail, to a PO box.

    This doesn't change the address the bank has for you (although not telling them if you no longer live in the UK may be a breach of their T&Cs)  

    Of course, you then have the issue that you can't access the PO box until you are back in the UK, and you may struggle to meet the requirements to set one up in the first place. 


    All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)
  • Jumblebumble
    Jumblebumble Posts: 2,010 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    _shel said:
     You will have to use a relatives address as only a UK address is enough BUT that still might not help if a credit check shows you are not registered to vote there. 
    I know people who have not registered for voting for many years without suffering form any problems whatever
    ( They have mortgages,a lease car and many credit cards including Amex Gold )
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