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Credit file/rating sync: what we see vs what they see?

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  • 2006eyo
    2006eyo Posts: 26 Forumite
    Second Anniversary 10 Posts Name Dropper
    Sorry to jump on this,  i have got a CCJ due to drop off on the 15th and i am ready and waiting to try get a AIP for a mortgage, i wonder how long after that the CCJ will come off so can apply .  its been  a long 5 years and 50 weeks.  was hoping as it is a bit more official it might come off my report instantly  
  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    2006eyo said:
    Sorry to jump on this,  i have got a CCJ due to drop off on the 15th and i am ready and waiting to try get a AIP for a mortgage, i wonder how long after that the CCJ will come off so can apply .  its been  a long 5 years and 50 weeks.  was hoping as it is a bit more official it might come off my report instantly  
    It should be instant - but I would wait for the sake of a couple of weeks for my updated 'free' credit reports to update (the credit karma/clearscore etc) so that it's clearly no longer there. You've waited nearly 6 years - another fortnight won't harm to be absolutely sure. 
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