How to buy crypto? My bank does not allow it

CarlW21

I'm with Halifax and top up my Crypto.com Visa card via my bank card with no issues (no fee but £20 minimum top up). I sometimes bank transfer into their fiat wallet - again no issues and no fees.

I would recommend using Crypto.com - either the app or their exchange (both separate apps) and if you plan on holding your cryptocurrency for some time you can 'stake and earn' (interest varies depending on flexible, 1 or 3 month staking terms).

The card is great too, I currently earn 10%APR on my CRO stake for that and 3% cashback on most spends (exclusion list, mostly financial products, but literally everything else) get my Netflix and Spotify rebated, free lounge passes and other perks.

Also another note - if an exchange is 'no fee' then we obviously know they make this up in the spread - if you plan on buying a large amount of crypto - do it in smaller transactions and the spread actually works out a lot better.

Scottex99

I've never liked CDC but I'm not entirely sure why! 

3% cashback is very tasty, assuming you've got a decent bag of CRO in order to get that level? I've already got Tap, Monolith and a few others, I'd assume you can hold GBP/EUR on the card easy enough? Might have a look.

For me the best place to buy and stake is Swissborg, no card yet tho.