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IFA Charges

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Comments

  • dunstonh
    dunstonh Posts: 120,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    MEM62 said:
    Cloud5000 said:
    What are people's thoughts on IFA charges of £11k initial charge then 0.75% of portfolio in annual management charges on a circa £1 Million investment? Of course fund manager fees are then on top of this.
    SJP by any chance? 
    SJP are not IFAs. Plus, SJP would be £50,000 initial charge on that.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • HappyHarry
    HappyHarry Posts: 1,854 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Cloud5000 said:
    What are people's thoughts on IFA charges of £11k initial charge then 0.75% of portfolio in annual management charges on a circa £1 Million investment? Of course fund manager fees are then on top of this.
    Depends where you are.

    If in London and the South East, then those charges are to be expected, if you are elsewhere, then they are expensive.

    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
  • ChilliBob
    ChilliBob Posts: 2,390 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Yeah, it's 100% not SJP prices :o - They were way higher when I spoke with them. Another IFA I spoke with wanted 1% ongoing but more like 4-5k startup fees, again seemed pricey
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