First time buyers and mum gifting some of the deposit

[Deleted User]

Rdwill said:

Maybe the rules have changed since 2013 when we did the transaction. There was no mortgage, just equity from house sale, plus inheritance from a great aunt, plus small loan from my parents.

No checks on sources of funds and no problems.

Nothing like the OP's situation then when there is a mortgage involved and a gift, not a loan.

[Deleted User]

Beckyj1993 said:

She’s never had a passport so we have would have to go through the original application process we can’t get it fast tracked already tried and the waiting times for a passport is up to 10 weeks plus the DVLA now have her marriage Certificates and other documents.
She is gifting us £7000 from my Nanas inheritance. Our mortgage advisor seems to think that we can use other documentation in replacement of photo identification, however our Solictor is saying no it has to be a passport or a driving licence. 

It's not down to the mortgage adviser though.  The solicitor has to satisfy themselves with regards to AML.  If your solicitor won't accept anything else other than a passport or a driving licence then your options are:

1. Wait
2. Find another solicitor who doesn't require photographic id and start again
3. Buy without using the money gifted from your mum