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Vanguard Life Strategy 60% - Vanguard SIPP or II?

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Comments

  • sheslookinhot
    sheslookinhot Posts: 2,304 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I use ii and my wife uses Vanguard. We recently both switched our age old Halifax SS ISAs over to our respective platforms.

    With ii the transfer was smooth and happened in a couple of weeks. With my wife's Vanguard she is still waiting, some 12 weeks later and despite regular messaging to them, calling them and receiving promises to call her back we are no further on. Halifax say they are waiting for Vanguard to contact them.  I like Vanguard but they haven't covered themselves with glory on this.

    My experience of ii has been that they have been really helpful, accessible and easy to deal with.
    Can you cancel the switch and redirect it to ii ?
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  • Albermarle
    Albermarle Posts: 28,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Just to look at it from another angle . 
    There are other low cost multi asset funds than Vanguard Life Strategy .
    They all have similar charges ( but not all the same - from 0.4% to 0.17% )
    They all have similar performance but not exactly the same .

    I would guess these fund charges and even small performance differences will ne more significant  than the very small platform charges difference.

  • Lostweekend
    Lostweekend Posts: 21 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    I use ii and my wife uses Vanguard. We recently both switched our age old Halifax SS ISAs over to our respective platforms.

    With ii the transfer was smooth and happened in a couple of weeks. With my wife's Vanguard she is still waiting, some 12 weeks later and despite regular messaging to them, calling them and receiving promises to call her back we are no further on. Halifax say they are waiting for Vanguard to contact them.  I like Vanguard but they haven't covered themselves with glory on this.

    My experience of ii has been that they have been really helpful, accessible and easy to deal with.
    Can you cancel the switch and redirect it to ii ?

    We could but, other than this delay, Vanguard have been quite good and we like splitting the risk across the two platforms.
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