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CCJ from June 2015
Philip624
Posts: 717 Forumite
I have a CCJ dated 29 June 2015, the debt has been settled. If I want to apply for a credit card with a view to rebuilding my rating should I wait until after 28 June this year when I presume the CCJ will drop off my report or would just a few days not concern a lender?
I can offer no resistance, I can offer no respite
Wake me when conflict is over,
I aim for a peaceful life,
Wake me up when the fury is ended
I like living a peaceful life
Wake me when conflict is over,
I aim for a peaceful life,
Wake me up when the fury is ended
I like living a peaceful life
0
Comments
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Depends on the lender.
To be on the safe side why don’t you wait until after 29th June. It’s only 7 days away.1 -
Remember that the live report should be updated immediately but it is possible they will delay a bit with covid and whatnot, I'd suggest waiting until a month after just in case. Depends who the CCJ was from but if it was a credit card firm then don't apply to that brand / sister brands as they may well have internal blacklists1
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