Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt collection
Nina9013
Posts: 7
Forumite
Hi,
I’m looking for some advice please. I had a an NHS lease car and handed it back in at the end of March this year as I was leaving for a new job. I received a letter in April with a bill of £233 for going over mileage. Completely forgot about it and then at the weekend received a letter from ACT credit management ltd to recover the balance. I’ve paid it in full straight away, it had completely slipped by mind I would never ignore a debt. I want to know whether this will appear on my credit file? The lease car was never on it as it was a salary sacrifice scheme. But will the fact that I paid a debt collecting agency go on? I’m really scared as this could not of happened at a worse time! I’m about to make a mortgage application 😔
thanks
I’m looking for some advice please. I had a an NHS lease car and handed it back in at the end of March this year as I was leaving for a new job. I received a letter in April with a bill of £233 for going over mileage. Completely forgot about it and then at the weekend received a letter from ACT credit management ltd to recover the balance. I’ve paid it in full straight away, it had completely slipped by mind I would never ignore a debt. I want to know whether this will appear on my credit file? The lease car was never on it as it was a salary sacrifice scheme. But will the fact that I paid a debt collecting agency go on? I’m really scared as this could not of happened at a worse time! I’m about to make a mortgage application 😔
thanks
0
Comments
-
Only if they'd got a CCJ, as it's not a debt which was being reported to the CRAs.1
-
Thank you! I’ve been worried sick, that’s a reliefDeleted_User said:Only if they'd got a CCJ, as it's not a debt which was being reported to the CRAs.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards