Excellent score but lowest introduction rate

sambaird

theroninhunter said:

Oh well guess I'll just send a GDPR request for access to personal data. 

Still isn’t going to tell you why they rejected you.

ThisnotThat

theroninhunter said:

Oh well guess I'll just send a GDPR request for access to personal data. 

They're allowed to omit anything that is commercially sensitive (and their scoring system is exactly that)

The best you'll get is something along the lines of "Failed internal scoring" or something like that.

theroninhunter

Maybe maybe not, nothing to lose by asking.

I asked on here because as a consumer it feels wrong but clearly its just my view. 

ThisnotThat

theroninhunter said:

Maybe maybe not, nothing to lose by asking.

I asked on here because as a consumer it feels wrong but clearly its just my view. 

Not maybe not, absolutely not.  You do have something to lose by asking, your time. Although perhaps if you don't value that then maybe you don't.

It's not wrong.  They don't want people gaming the system by handing them a cheet sheet to acceptance. If you can't see why that's an entirely sensible thing to do I don't know what to say.

theroninhunter

ThisnotThat said:

theroninhunter said:

Maybe maybe not, nothing to lose by asking.

I asked on here because as a consumer it feels wrong but clearly its just my view. 

Not maybe not, absolutely not.  You do have something to lose by asking, your time. Although perhaps if you don't value that then maybe you don't.

It's not wrong.  They don't want people gaming the system by handing them a cheet sheet to acceptance. If you can't see why that's an entirely sensible thing to do I don't know what to say.

Then perhaps say nothing more, I see both points of the arguments.

People should be given a rough area of their report to improve for either rejected applications or accepted applications with different outcomes like lower months of introduction period. 

Feel free to close this thread , no point allowing comments anymore. 

ThisnotThat

theroninhunter said:

ThisnotThat said:

theroninhunter said:

Maybe maybe not, nothing to lose by asking.

I asked on here because as a consumer it feels wrong but clearly its just my view. 

Not maybe not, absolutely not.  You do have something to lose by asking, your time. Although perhaps if you don't value that then maybe you don't.

It's not wrong.  They don't want people gaming the system by handing them a cheet sheet to acceptance. If you can't see why that's an entirely sensible thing to do I don't know what to say.

Then perhaps say nothing more, I see both points of the arguments.

People should be given a rough area of their report to improve for either rejected applications or accepted applications with different outcomes like lower months of introduction period. 

Feel free to close this thread , no point allowing comments anymore. 

Err, no they shouldn't.

Almost none of what is on your application can easily be changed.  Yes, you could earn more money but it's not just a case of going out and earning more money.  You could become a homeowner but you're not suddenly going to go out and buy a house because it'll make you a safer bet to lenders.  You can't just get rid of dependents for example.

What you can do, however, is lie about any of the above in order to increase your chances, and telling people why they were rejected is only going to encourage more of that.

theroninhunter

ThisnotThat said:

theroninhunter said:

ThisnotThat said:

theroninhunter said:

Maybe maybe not, nothing to lose by asking.

I asked on here because as a consumer it feels wrong but clearly its just my view. 

Not maybe not, absolutely not.  You do have something to lose by asking, your time. Although perhaps if you don't value that then maybe you don't.

It's not wrong.  They don't want people gaming the system by handing them a cheet sheet to acceptance. If you can't see why that's an entirely sensible thing to do I don't know what to say.

Then perhaps say nothing more, I see both points of the arguments.

People should be given a rough area of their report to improve for either rejected applications or accepted applications with different outcomes like lower months of introduction period. 

Feel free to close this thread , no point allowing comments anymore. 

Err, no they shouldn't.

Almost none of what is on your application can easily be changed.  Yes, you could earn more money but it's not just a case of going out and earning more money.  You could become a homeowner but you're not suddenly going to go out and buy a house because it'll make you a safer bet to lenders.  You can't just get rid of dependents for example.

What you can do, however, is lie about any of the above in order to increase your chances, and telling people why they were rejected is only going to encourage more of that.

Look we can beat around the Bush all day on this, I disagree with your previous comment and still think some feedback on improvement areas is important however that's the whole point of freedom of speech everyone has their own opinion. 

thanks for the comments all but I'm not getting into an argument so won't be replying anymore.

ThisnotThat

theroninhunter said:

ThisnotThat said:

theroninhunter said:

ThisnotThat said:

theroninhunter said:

Maybe maybe not, nothing to lose by asking.

I asked on here because as a consumer it feels wrong but clearly its just my view. 

Not maybe not, absolutely not.  You do have something to lose by asking, your time. Although perhaps if you don't value that then maybe you don't.

It's not wrong.  They don't want people gaming the system by handing them a cheet sheet to acceptance. If you can't see why that's an entirely sensible thing to do I don't know what to say.

Then perhaps say nothing more, I see both points of the arguments.

People should be given a rough area of their report to improve for either rejected applications or accepted applications with different outcomes like lower months of introduction period. 

Feel free to close this thread , no point allowing comments anymore. 

Err, no they shouldn't.

Almost none of what is on your application can easily be changed.  Yes, you could earn more money but it's not just a case of going out and earning more money.  You could become a homeowner but you're not suddenly going to go out and buy a house because it'll make you a safer bet to lenders.  You can't just get rid of dependents for example.

What you can do, however, is lie about any of the above in order to increase your chances, and telling people why they were rejected is only going to encourage more of that.

Look we can beat around the Bush all day on this, I disagree with your previous comment and still think some feedback on improvement areas is important however that's the whole point of freedom of speech everyone has their own opinion. 

thanks for the comments all but I'm not getting into an argument so won't be replying anymore.

You don't need feedback.  What you're asking for (if it isn't specifically why you were given a shorter duration) is freely available on the internet.

Earn more money, have fewer outgoings, own a house, pay your bills on time, don't run up large amounts of debt.  It's not rocket science.

theroninhunter

Thanks for the comments, I've asked the forum team to lock this thread. There is no point in getting frustrated over each other's different opinions. 

ThisnotThat

theroninhunter said:

Thanks for the comments, I've asked the forum team to lock this thread. There is no point in getting frustrated over each other's different opinions. 

I'm not getting frustrated.  Is anyone else?