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Credit score with change of address

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Comments

  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Registering on the electoral roll is proven to help your credit score - not lower it. Upon checking the Clear Score website (they are a third party affliate of Equifax, as they provide Equifax credit score) the following statement appears - 'Your address doesn’t affect your credit score. However, it affects what information appears on your report, which can affect your score. Moving house too often can also make you look less stable, which might discourage some lenders from giving you credit' - If you have not already, make sure all your creditors/ lenders have your most up to date address, as they may not be reporting your payment behaviour under the new address.Also check through your free online statutory credit report with Equifax to make sure there are no negative markers.
    If you are looking to rebuild your credit score with Equifax, I know a credit building company called Portify that offers a membership for £9 per month - it could help you build your credit score with Equifax, Experian and TransUnion!
    You may want to remove your post because of this quite clear statement in the mse Forum rules : "MSE is a free site and we don't allow people to buy advertising space. As a result, it is emphatically not a place for you to promote or advertise for personal gain. This includes posts on the Forum and information in your signature and avatar. Please don't link to your eBay sales, auctions or any other forms of selling or advertising. There are sites specifically to sell, trade, exchange, swap or to gift items – MSE is not one of them and we will always treat these posts as spam and remove them."

    You are advertising. I didn't know whether to report it or not but decided not to be mean, since that isn't the purpose of this forum and you appear to be new. But I don't doubt that if you leave this post here, someone else will report it. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Registering on the electoral roll is proven to help your credit score - not lower it. Upon checking the Clear Score website (they are a third party affliate of Equifax, as they provide Equifax credit score) the following statement appears - 'Your address doesn’t affect your credit score. However, it affects what information appears on your report, which can affect your score. Moving house too often can also make you look less stable, which might discourage some lenders from giving you credit' - If you have not already, make sure all your creditors/ lenders have your most up to date address, as they may not be reporting your payment behaviour under the new address.Also check through your free online statutory credit report with Equifax to make sure there are no negative markers.
    If you are looking to rebuild your credit score with Equifax, I know a credit building company called Portify that offers a membership for £9 per month - it could help you build your credit score with Equifax, Experian and TransUnion!

    New member, 3 out of 4 of your posts are pushing a company who charges for advice people could get for free on here and also repeating the credit score myth. Smells like spiced ham to me.
    Blatant advertising, which is not allowed. I agree about the spiced ham, as per my comment above. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
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