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Debt level

Jackmessedup
Posts: 32 Forumite

Struggling mentally today with the level of our debts. I had a conversation with Stephchange e yesterday just to see if there was anything that could be done for us. The lady was lovely and explained that as we are able to meet our repayments, we would not be eligible for any sort of debt solution, even if some of the interest is high.kn During the conversation she said somerhing along the lines of.. "although you debt is quite high"..... Now I know it high, however I suffer with some anxiety and this has made me stressed.
I know our debts are high but when I am feeling stressed and anxious I often blow it our of proportion. Nobody really talks about debt in real life so I beat myself up that nobody owes as much as we do.
How common is it for couples to have debts of our level (60k+)? Is it common but hidden, or are we an extreme case?
I know our debts are high but when I am feeling stressed and anxious I often blow it our of proportion. Nobody really talks about debt in real life so I beat myself up that nobody owes as much as we do.
How common is it for couples to have debts of our level (60k+)? Is it common but hidden, or are we an extreme case?
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Comments
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On the upper level, but by no means "extreme" judging by threads on here.
You need to understand how you got into this and what caused that and think of a way out.
Put an SOA (statement of affairs) on here and some brainy people will look and offer some immediate and short term solutions, all being well.
I understand Anxiety, but it won't pay the debts off, sometimes facing these issues can actually help.
Good luck on your journey,Life isn't about the number of breaths we take, but the moments that take our breath away. Like choking....0 -
The OP has their SoA in their other thread.
https://forums.moneysavingexpert.com/discussion/6274490/am-i-a-terrible-person/p60 -
OP, would you please just stick to one thread per subject in future, as per forum rules.
That way people don`t get confused, and/or give the same information on duplicate threads.
Thanks.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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