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Can We remove a name off deeds?

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  • pinkshoes
    pinkshoes Posts: 20,531 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have spent £35k doing up a house that is now only worth £65k?????

    How much is he asking for?

    How long did he live there for?  

    How much is the remaining mortgage?

    It might be easier to just offer him some money to get his names off the deeds. It might also be worth pointing out that if it went to court he might then have to pay half of all mortgage payments since he moved in up til now.
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fozzy7895 said:
    So me and my partner live in his mums house and have spent £35,000 on repairs and mortgage contributions and she wants to sell the house to us for the remaining £33,000 left on the mortgage. 

    The slight issue is that my partners dad is on the deeds aswell but he left almost 10 years ago after being kicked out and charges pressed against him for assault.

    Recently he sent a letter addressed to my partners mum (who doesn’t live at this address so we have ignored it). In the letter he is asking for money out of the house and included a mobile number but no address. He hasn’t contributed a penny towards the mortgage since the beginning and can prove through bank statements over the years. Is there a way for the house to be sold to us without his permission or at least get him removed from the deeds? My partners mum has been paying the mortgage on her own and for the last 5 years myself and my partner have been paying it.

    please help :(

    A question in my mind is whether getting his name on the deeds might be financial abuse?
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • fozzy7895
    fozzy7895 Posts: 8 Forumite
    First Post
    macman said:
    fozzy7895 said:
    My partners mum says he has 25% but she also told me his name shouldn’t be on the deeds so I wouldn’t hold my breath.
    It will take you 5 minutes and £3 to download the deeds from the LR and find out, rather than speculating. 'Shouldn't' is not what is relevant: based on what you have told us, he owns 25% of the property.
    I don't understand the economics here: you have just spent £35K doing it up but say it's now still worth only £60-70K? Or is most of that spend mortgage repayments?
    Oh no I said 35k in mortgage contributions and repairs.. about 25k of that has come off the mortgage. 

  • fozzy7895
    fozzy7895 Posts: 8 Forumite
    First Post
    fozzy7895 said:
    So me and my partner live in his mums house and have spent £35,000 on repairs and mortgage contributions and she wants to sell the house to us for the remaining £33,000 left on the mortgage. 

    The slight issue is that my partners dad is on the deeds aswell but he left almost 10 years ago after being kicked out and charges pressed against him for assault.

    Recently he sent a letter addressed to my partners mum (who doesn’t live at this address so we have ignored it). In the letter he is asking for money out of the house and included a mobile number but no address. He hasn’t contributed a penny towards the mortgage since the beginning and can prove through bank statements over the years. Is there a way for the house to be sold to us without his permission or at least get him removed from the deeds? My partners mum has been paying the mortgage on her own and for the last 5 years myself and my partner have been paying it.

    please help :(

    A question in my mind is whether getting his name on the deeds might be financial abuse?
    I was thinking that. The idea to remortgage and build a conservatory was his idea then it wasn’t long after he left and made no payments. 
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fozzy7895 said:
    fozzy7895 said:
    So me and my partner live in his mums house and have spent £35,000 on repairs and mortgage contributions and she wants to sell the house to us for the remaining £33,000 left on the mortgage. 

    The slight issue is that my partners dad is on the deeds aswell but he left almost 10 years ago after being kicked out and charges pressed against him for assault.

    Recently he sent a letter addressed to my partners mum (who doesn’t live at this address so we have ignored it). In the letter he is asking for money out of the house and included a mobile number but no address. He hasn’t contributed a penny towards the mortgage since the beginning and can prove through bank statements over the years. Is there a way for the house to be sold to us without his permission or at least get him removed from the deeds? My partners mum has been paying the mortgage on her own and for the last 5 years myself and my partner have been paying it.

    please help :(

    A question in my mind is whether getting his name on the deeds might be financial abuse?
    I was thinking that. The idea to remortgage and build a conservatory was his idea then it wasn’t long after he left and made no payments. 

    Maybe one of the organisations here can offer legal advice https://www.citizensadvice.org.uk/family/gender-violence/domestic-violence-and-abuse-getting-help/

    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your partners Dad cannot be expecting much. Might be cheaper to attempt to buy him out. Solicitors costs would soon mount. Start from a very low base point and see if it's possible to compromise. Whatever the in's and out's should have been dealt with a long time ago. As it's a family matter easy to be overtaken by emotion. Bottom line is that having him on the deeds is a pain. 
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