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Vanquis

RBYHS
RBYHS Posts: 122 Forumite
Fifth Anniversary 100 Posts
Hi there,
I have had a Vanquis credit card since October 2020 and I’d like to know how good are they at increasing the credit limits?
I am keeping it only because it’s the first credit card I’ve ever got. 

Comments

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 June 2021 at 6:59AM
    Vanquis chrome were very generous with increases, 4.25k limit before I closed.
    Not sure of standalone Vanquis.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • RBYHS
    RBYHS Posts: 122 Forumite
    Fifth Anniversary 100 Posts
    I have an Origin Card. 
  • If you have been using it, paying it off in full every month then they might increase it, depending on your other credit history
  • cymruchris
    cymruchris Posts: 5,577 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    There are lots of variables to credit limit increases, but they do raise them. Mine started low, raised to £2000 - but I don't use it anymore except for the odd purchase to keep it alive, with it being my oldest credit card. So now I wouldn't think they'll raise it any further in my case. Your own case will depend on your own circumstances around usage and payment history in relation to other things such as your salary. 
  • northwalesd
    northwalesd Posts: 1,419 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've had my Vanquis card in excess of 10 years (it was my first card once I'd finished digging myself out of a financial hole with the help of CCCS as it was back then). It has never had a credit increase (to be fair, I've never asked for one)
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