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Leasehold property

we have bought our house freehold having refused the buyer for leasehold,we also bought it as a semi det,We have been in it 4 years now and as we’re making a Will we found out that the house is on the land registry as leasehold and terraced,The deeds say otherwise,Deeds are freehold and semi,Who has made this mistake and should I worry about it or will it make a difference when it is up for sale.Will I have to pay to get this put right or should I ignore it.

Comments

  • Grumpy_chap
    Grumpy_chap Posts: 18,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Two errors, apparently.

    The first is easy to answer.  Is the house a terraced property or semi-detached?  Stand outside the front and take a look.  End terrace is still terrace, not semi-detached.  This differential also does not change what you purchased.

    Regarding leasehold / freehold, this will need a careful check of paperwork.  It is possible that If the house was leasehold, but you acquired as freehold, then the two titles remain but you own both the leasehold plus the freehold.  The titles can be merged.
  • eddddy
    eddddy Posts: 18,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    So taking a step back...

    Are you saying that you did an online Land Registry search here:  https://eservices.landregistry.gov.uk/eservices/FindAProperty/view/QuickEnquiryInit.do


    If the house is freehold only, you would find 1 entry

    If the house is leasehold, you would usually find 2 entries - one for the leasehold and one for the freehold


    Did you find 2 entries and download them both? Who is shown as the registered owner / proprietor? Is it you?


  • user1977
    user1977 Posts: 18,005 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 15 June 2021 at 8:43AM
    And the terraced/semi thing is certainly a red herring. As far as the Land Registry is concerned, what you own is a plot of ground, and everything which happens to be on it from time to time. What's actually on it now (and whether it's attached to other houses) isn't their business.
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