Inaccurate data sharing compensation

[Deleted User]

savehound said:

Deleted_User said:

Complain to three formally (writing, get proof of postage from PO) mark the envelope clearly as "COMPLAINT"
As and when they deal with it, go above them to the regulator and maybe ICO

Record your actual losses, if you don't have any then who knows what you might get

Don't go to court, you'll be laughed out if you haven't done the complaints process and how are you going to quantify losses?

I did complain,  formally, in writing with a recorded delivery number to their complaints team. The complaint had my ID copies and the complaint response said they could not talk to me for data protection reasons. 

Regarding quantifying losses, I have a record of hard searches from credit file and then the letters from the credit provider where I was then declined an account. The only negative entry on the file was Three default (no missed payment markers, no defaults, no CCJ, all credit card utilization under 25%). The only credit providers that  would accept me were higher interest providers and I can demonstrate 2 years of paying higher interest rates and quantity those down to the pound and how much they were above regular mainstream rates. 
You also can claim over and above financial loss, according to the ICO (search their site for 'taking your case to court and claiming compensation'  "

• claim compensation for any damage caused by any organisation if they have broken data protection law, including any distress you may have suffered, or

... thats kinda the point of my post. Has anyone actually done this or is it just pie in the sky thinking from the ICO - the protection is there in law but courts wont enforce it? 

As you have complained formally, then escalate the complaint to the next level
As per losses, again you won't get free money for a card being declined. You paying interest is neither here nor there, you should be paying the card off in full every month. If you knew you were not going to get a good card, why run up debt and pay interest on it? There is little chance you will prove that single marker was the reason you only got high interest rates.