PayPal Credit

RBYHS
RBYHS Posts: 122 Forumite
Fourth Anniversary 100 Posts
Hi,
I have used PayPal pay in 3 option a couple of times, always paid in time and and full and I was going to apply for PayPal credit as well. But before I do, I’d like to know what the application process like? 
And do they use customer records as well? Considering  that I’ve used them and paid in full a couple of time maybe this will improve my chances of being approved?
I should also state that I’ve never missed payments or have anything wrong on my credit profile. 

Thank you. 

Comments

  • Dandytf
    Dandytf Posts: 5,058 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 13 June 2021 at 6:50AM
    I only found I was accepted whilst purchasing Dell xps early 21'
    Some cra reports record paypal credit as 'Credit Card'
    If accepted they are quite generous, offereing almost 1.5k immediatley.
    Interest free offer on dell xps £99 12 months.
    I'm overpaying and paid 60% and hope to complete next 3 months.
    Whatever you repay then becomes available again.
    Lots of e-mails witth what seems to be unlimited 0% 4 months offers.
    Credit part I assume will be standard hard search with No Defaults or missec payments etc.
    Good luck, I wont use again until xps is fully paid, maybe my potential <50" oled t.v.could be paypal credited next year.

    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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