Unusual Car Insurance Claim

Patrick05021989

Hi all,
Hope everyone is well.

Today, my partner ( named driver on my policy, but also has own car with associated policy ) decided to scrape the car against some kind of a high kerb, resulting in significant damage to our car.
The damage will definitely have to be repaired under insurance due to the complexity ( Tesla model 3 - area around the batteries etc. )

Cut a long story short - I currently own 2 cars, both with their own private insurance policies.

My other car's policy has a max ( unprotected ) NCD, whilst Tesla is a brand new policy with none.

The intention was (and still is) to sell the other car etc. but with lockdown this never happened hence the two cars/policies.

If I make a claim on the "affected" policy, will I ultimately loose the NCD on the other? Or will I be able to use that NCD for my renewal next year?

Thank you!

DB1904

You won't lose your no claims as you're not claiming on that policy. However you and your partner will have to declare the incident on all policies. 

Patrick05021989

Thank you,
It's what I thought, just wasn't sure.