We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First Time Home Buyer Deposit Saving Advice Help

Options
I work for the NHS and as a first time buyer I'm trying to save as much as possible over the next year for a flat. I already have a lifetime ISA. Would I better further saving in another ISA or a savings account? I would need an account that would be available for instant access after a year.

Comments

  • MovingForwards
    MovingForwards Posts: 17,145 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    A regular saver or two, depending on how much you save each month. Just double check you can withdraw the money before the year is up, if need be.

    There's a thread somewhere about the best interest paying accounts, you only need to read the first few / last couple of pages as the person who started it updates it each week.
    Mortgage started 2020, aiming to clear 31/12/2029.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.