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Can I add credit to my account to make a purchase bigger than my credit limit?
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Ask the card issuer if that's ok, and if they refuse, ask the retailer if they will split the payment across two cards.0
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If the trader is willing to take a hit from the credit card company with the fees that they will charge him then you could argue that the car is overpriced.1
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And they do.Deleted_User said:
Virtually might be better I guess, they can bounce payments back
I got caught out as by paying manually they didn't take a direct debit, then they bounced the payment, which meant I got charged interest.
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What I did when buying a car was make a large payment on my card, paid some of it off and paid for the rest of the price of the car. Ok so I only get 0% for a portion (in your case it would be £4900) but if there are also points or cash back you'll get that for the entire amount spent. Your alternative would be to do a BT to another 0% card should you have one.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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