What is my likely hood of getting a mortgage or car finance?
Hello, i'm new to here! Just a bit of background info in 2013-2016 I racked up some debt whilst at University. Not wanting to ask for help I sorted this out myself and entered into and IVA June 2016. After my parents finding out the IVA was paid off June May 2017 and marked as complete. It will be 6 years since it started in June 2022. I am in a stable job with a good salary of 30,000. I have no dependents. I have been rebuilding my credit with a credit card. I have zero debt and the card is paid off in full every month (I only use it for petrol) Please be honest with me, what is the reality of me ever been able to get a mortgage after June 2022 or to be able to lease or finance a car? Have I ruined my chances or is there hope?
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