We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Carphone Warehouse account
Essex_Jim
Posts: 236 Forumite
Reviewing my Clearscore again this month. It is still showing me having a Carphone Warehouse account. I have not used this for years. Zero money on the account or being paid to the account. Should I close it?
0
Comments
-
It makes little difference either way.0
-
Is it still active - showing monthly updates - or did it cease to be active when you stopped using carphone warehouse? All accounts will remain on your files for 6 years after they've been officially closed and settled.
So if it's 'settled' then it'll be there a while longer, if it's 'active' and the nil payments are being recorded monthly, then you could chase them up to close it down, but having it run longer does have a minor/negligibly positive impact on your credit history, as it adds to the average age of your accounts as it gets older and older.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards