Pregnant and Flying Issues

TELLIT01

Silvertabby said:

Ben1989 said:

So this is battleface’s terms, apologies for the spamming:

Pregnancy and childbirth: Cover under this policy is provided for unforeseen events� In particular, cover is provided under Section B-Emergency Medical and Additional Expenses, for unforeseen bodily injury or illness� Pregnancy and/or Childbirth is not considered to be either an illness or injury� For the avoidance of doubt, please note that cover is ONLY given under Sections A, B and C of this policy for claims arising from Complications of Pregnancy and Childbirth� Please make sure You read the definition of Complications of Pregnancy and Childbirth in the Meaning of Words�

Complications of Pregnancy and Childbirth: For the purposes of this Policy ‘Complications of Pregnancy and Childbirth’ shall only be deemed to include the following: toxaemia, gestational hypertension, pre-eclampsia, ectopic pregnancy, hydatidiform mole (molar pregnancy), post partum haemorrhage, retained placenta membrane, placental abruption, hyperemesis gravidarum, placenta praevia, stillbirths, miscarriage, medically necessary emergency Caesarean sections/ medically necessary termination and any premature births more than 8 weeks (or 16 weeks in the case of a known multiple pregnancy) prior to the expected delivery date�

But would this still apply in the case of a pre-existing condition?

Only the insurer can answer that which is why so many of the replies have advised the OP to speak to them.  It seems to be advise they are reluctant to follow.

I hope we don't see a sob story in the papers any time soon of somebody trying to crowdfund a massive hospital bill because the evil insurer has refused to pay out.

Ben1989

I appreciate everyone’s advice. It’s more of a sanity check than a ‘this is what we’re doing regardless’. Can’t speak to the insurers until Monday so kind of just waiting until then. Hopefully they cover it.

twopenny

I can only say as I see it as a stranger who's not emotionally involved with seeing family.

It's your wife and childs health that's at stake, maybe ok or maybe not. Should she give birth in the US at phenomenal cost that would also impact on your future.

I personally wouldn't take the risk and wait until family could visit which hopefully won't be too long, or could take the baby to them but if you really must go I agree, speak to the insurance companies and then confirm in writing/email with the scans and medical report attached so that there can be no misunderstanding.

Also read the terms and conditions throughly to be sure you are covered.

fred246

I think from previous posts that the mother is a US citizen so am not sure whether she is insured. They normally seem to think they have a superior healthcare system even though the rest of the world may not agree. That debate could go on forever.

sheramber

Please note there is no cover for any claim arising directly or indirectly from a known Pre-existing Medical Condition*

*A Pre-existing Medical Condition is any Medical Condition that, within the last 12 months, required any:

1. surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
2. medical advice or treatment for any respiratory condition relating to the lungs or breathing;
3. medical advice or treatment for any heart, stroke or diabetic condition;