We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Reference check
ISeeSnow
Posts: 4 Newbie
Hi,
I am looking to rent a place and wondered would i pass the reference check? My partner is on a fixed term 12 month contract which expires 6 months before the tenancy ends but should be going permanent earning £27,000 a year and I earn 35,000 a year on a permanent basis do you think we will pass the reference check for a place with a monthly rent of 1100 a month?
I am looking to rent a place and wondered would i pass the reference check? My partner is on a fixed term 12 month contract which expires 6 months before the tenancy ends but should be going permanent earning £27,000 a year and I earn 35,000 a year on a permanent basis do you think we will pass the reference check for a place with a monthly rent of 1100 a month?
0
Comments
-
Shouldn't be a problem as you would pass affordability on your own at 30*rent, assuming everything else is OK.
1 -
Hi ,anselld said:Shouldn't be a problem as you would pass affordability on your own at 30*rent, assuming everything else is OK.
Thank you for the help
So question if one person can afford *12*2.5 times the monthly went and the other person can not will this mean I pass but she would not? Or we both pass as my salary is enough to cover the entire rent?
Sorry for the questions just very worried. Maybe I am overthinking too much.0 -
Your partner would be allowed to live with if that is what you mean.
Although if they had another couple applying who both passed the affordability checks then the LL may be more inclined to let to them as it provides a bit of insurance should you lose your job (especially as you are right on the 30x limit).1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards