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Elderly care home funding?

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  • Savvy_Sue
    Savvy_Sue Posts: 47,358 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A family friend had a couple of years battling but won this point in a similar situation with his father who was placed in a secure unit due to extreme dementia.
    I believe that if you are certified, ie detained under the Mental Health Act rather than a voluntary patient, then NHS Continuing Care payments are much easier to obtain. 

    You feel it's a shame her house may have to be sold: there are other options but if she does not need it any more, is there anything to be gained by leaving it standing empty until she dies? 
    Signature removed for peace of mind
  • billybonds4
    billybonds4 Posts: 94 Forumite
    Sixth Anniversary 10 Posts
    edited 8 June 2021 at 4:25PM
    Savvy_Sue said:
    A family friend had a couple of years battling but won this point in a similar situation with his father who was placed in a secure unit due to extreme dementia.
    I believe that if you are certified, ie detained under the Mental Health Act rather than a voluntary patient, then NHS Continuing Care payments are much easier to obtain. 

    You feel it's a shame her house may have to be sold: there are other options but if she does not need it any more, is there anything to be gained by leaving it standing empty until she dies? 
    It's more a case of why pay with her estate if she's entitled to funding.
    I'd of thought the vast majority of people would relate to that?
    Thank you for your input.
  • Fruitcake
    Fruitcake Posts: 59,463 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 June 2021 at 9:50AM
    Have you contacted a SOLLA agent (Society Of Later Life Advisors)? When we sought help for my elderly parents were were pointed in the direction of one who gave us a free one hour consultation.
    He told us about all sorts of benefits and regulations that could be made available as well as the legal obligations of the local council and NHS.

    SOLLA agents are specialist government approved financial advisors, specifically trained for this sort of situation, and I would recommend trying to find one near you.
    In our case we decided to sell my parents' property to fund their care since we didn't need the proceeds ourselves, and it meant we got to choose where my parents went to live, and the care package that suited them best.

    I suggest you continue with the LPOA applications no matter what, and ask the council to make an immediate fast-track Continuing Health Care assessment.
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