Home survey for a 2002 built home- which one?

T_J_A_8691

Good morning,
Im looking for advise, we have offered on a 2002 house and just wondered what survey if any is needed.
We have looked at the different types and the full survey seems OTT but it seems the others aren't intrusive so im left wondering what the benefit would be on a relatively new home.
We are potentially looking to have a loft conversion once we are in, so wondered if advise on this could be incorporated into any survey we would've done.

Thank you for reading.

AdrianC

Even a full structural isn't intrusive.

Intrusive means poking holes in walls and lifting carpets and floorboards. No seller will EVER let you do that.

T_J_A_8691

Hi AdrianC,
Im sure I've read somewhere about the 2 cheaper options not being intrusive (so assumed the 3rd was, although obviously didn't really think about how that would happen! ), which one you think would be better suited to an 19 year old house with no obvious issues that stand out to us?
Regards

AdrianC

Only you know your appetite for risk, and what will make you comfortable.

For a 20yo house with nothing obvious amiss to a reasonably competent eye that's had more than a surface glance around, I'd have thought an HBR would be more than adequate.

Drawingaline

Our house was built in 2001. We decided not to get a survey at all. We weren't FTB, I remember the actual estate being built, no obvious big cracks etc, and we decided not to have one.

However if we had got one it would have been a homebuyers one. 

StandingInTheSun

HBRs are generally recommended for standard constructions and in a decent state for houses up to 100 year old. It is more than adequate for a 2002 property.

Lavendyr

We bought a property built just pre-millennium. A homebuyers survey was adequate for our needs. We also had no major worries about the house (i.e. any work done had building regs certification, no drainage or subsidence issues). 

Cakeguts

It depends on how confident you are about spotting signs of subsidence or movement.  New houses do suffer from subsidence from time to time. We have tended to go for structural engineer's reports on newer properties.