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Last stages of selling our new-build house with no final cert

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Hi,

We are in what should be the last week or so of selling our house we bought from new from Gleeson in June 2015. 
It's came to light from our buyer's solicitors that our paperwork didn't have a building regulations final certificate and they want it before proceeding. We contacted the local council (before we knew about the indemnity insurance) to get a copy on advice of the solicitors who bought the property with us.
 Long story short, neither our buying solicitor (different to who we are selling with), knowsley council, NHBC or LABC have a copy of it. 
We've contacted Gleeson who said they are "producing" one and could take a week or more as they contact the contractors who done work on the house. 
A friend of a friend said our buying solicitor has screwed up by letting us buy without one as the home insurance isn't valid without it and older forum posts here say they are done as a blanket cover in large homebuilding sites. 
I don't really know where we stand on this. The process has taken over 5 months and I'm afraid of our buyers pulling out over this. Can anyone make sense of what is going on with it?

Comments

  • user1977
    user1977 Posts: 17,804 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Do they not have a copy of it because it was never signed off, or because they can't find it? (bearing in mind these things are generally indexed under the plot number rather than the postal address allocated). 
    Was the NHBC cover issued? My understanding (for both) is that it's the same sign-off for both.
  • eddddy
    eddddy Posts: 17,998 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    W00tang said:
    ...the home insurance isn't valid without it 

    The lack of a buildings reg certificate almost certainly won't affect your buildings insurance - it's not a requirement for buildings insurance.
  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    The vast majority of properties in this country don't have a buildings reg certificate, it doesn't mean that they're uninsurable.
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