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Jubilant June's NSD Challenge!
Comments
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If I buy anything, I count it as a spend day. Only thing I disregard is direct debitssquanderscouse said:
Thanks Beanielou, that makes more sense than what I've been doingbeanielou said:
Yes.squanderscouse said:Can we still count days as an NSD if we've made a payments towards a debt? (I've re-joined the PAD board and made a payment today.)
It is up to you to choose how to count.
eg. I dont count food or petrol unless I go over budget.
Feb 26 NSD 0/14
Feb 26 Grocery challenge £0/£200
loan 7 months left £1538.13
Lloyds CC £1370.702 -
JuneOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
June targets
beanielou 13/15
cathybird 13/15
doingitanyway 15
Honeysucklelou2 7/12
jammy dodger 11/20
MissRikkiC 7/10
Money Choices 12/20
QueenJess 11/15
Sallyp2 8/18
short bird 12/17
squanderscouse 9/15
WinterWarrior 7/15
Newcomers welcome
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Well done short bird, MissRikkiC and Money Choices
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Bagged another yesterday which takes me up to NSD9
Won't manage one today though unfortunately, as buying Father's Day presents. Have a great day all!Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
Littlewoods 7000/107.68
July NSDs 14/150 -
finally one today 11/20 hard going this month1
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One yesterday & today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0 -
Another NSD today 2026 decluttering: 653 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️
2026 use up challenge: 188🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3000 -
Yesterday was a NSD bringing this month’s total to 7/12.paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.170 -
Well done squanderscouse, jammy dodger, beanie, QueenJess and Honeysucklelou2
Another one for me
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Early call day 12... supermarket order placed last night for Monday so I can wait for ice cream till then
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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