Balance Transfer Eligibility Criteria

murphy69

When using the Balance Transfer Eligibility Credit Form I am asked for my residential status ( Home owner, Tenant etc), I am none of these as I live my partner in her house and there is no such option available so I cannot complete the form. I could put down private tenant but pay no rent but that my not be accepted. Any thoughts welcome.

MattMattMattUK

murphy69 said:

When using the Balance Transfer Eligibility Credit Form I am asked for my residential status ( Home owner, Tenant etc), I am none of these as I live my partner in her house and there is no such option available so I cannot complete the form. I could put down private tenant but pay no rent but that my not be accepted. Any thoughts welcome.

Is there a "living with friends/family" option?

[Deleted User]

I live with my partner whose house it is and pay rent, I just put tenant. Presumably you contribute to the house somehow e.g. bills or whatever so put that as your rent if that is a monthly cost to you. It's more about affordability if you are not mortgage free so if you earned £1000 a week and paid £500 a week it's going to affect what you can afford to pay back

SuperAllyB

I live in a farmhouse tied to my employment and have always put private tenant with 0 rent. Never been an issue.