Should we be worried

Dimples1996

Hi,
Will try to keep it brief but just after some unbiased advice. 

We accepted an offer on our property and we are currently in the process of buying a new property.
In the week we were advised that the buyers had not applied for a mortgage and their solicitor had not started the searches even though they were instructed over a month ago.
Now I understand that mortgage offers have an expiry date and as we can not get a move date yet they have been told to not apply.
Today I have found out that the buyers MIP was only up to the value of £26000 less then what they put in as an offer and that it expired last month.
The estate agent spoke to the buyers today and he advised that he had now put in all the paperwork to the broker and when asked who the broker was he declined to give them that info and said his solicitor was the only one who needs to know.
When the agent spoke to the solicitor she was met with you are harassing me (she put a call in this morning and left a message and then called back at 4 as no response) The solicitor then would not give any information to the agent and was really rude.
My solicitor has also asked for information on searches and the mortgage and had no response and this was sent Monday!
I have no idea if the buyers have the affordability to even buy our home, have asked the agents what was checked at time of offer and was met with a vague answer!!
The agent have kind of advised that we should probably look to remarket (I did suggest we may have to in the week) 
Are we being to pushy to want to know the affordability of the buyers and is it strange that both the buyer and solicitor will not give answers??
They are FTB and not use to the way the system works

Irishpearce26

So to me it sounds lie they had a MIP etc in place which took into consideration their deposit hence the lower amount than what they are buying the house for. They haven't made a full application yet and their MIP expired after likely 60 days. Searches will not be instructed until a mortgage offer is in place (common practice) because it costs money and if the buyer cant get a mortgage in place then the sale doesn't happen.

So its ultimatum time, ask what are the hold ups and what is the proceed-ability of the buyer otherwise walk away and remarket.

Octothorpe

Sounds ridiculous your ea didn't do due diligence and your ftb is withholding the information. 

Definitely give an ultimatum then relist.

FTB_Dan

Irishpearce26 said:

So to me it sounds lie they had a MIP etc in place which took into consideration their deposit hence the lower amount than what they are buying the house for. They haven't made a full application yet and their MIP expired after likely 60 days. Searches will not be instructed until a mortgage offer is in place (common practice) because it costs money and if the buyer cant get a mortgage in place then the sale doesn't happen.

So its ultimatum time, ask what are the hold ups and what is the proceed-ability of the buyer otherwise walk away and remarket.

This. The mortgage in principle won't be for the full amount. The EA should have asked for proof of deposit which would make up the difference. 

Is the chain complete? Because if it isn't complete then it could be a reason why they're reluctant to do any searches. 

Doesn't excuse their poor communication and attitude though.