What small DFW things will you do this week 24/05/21

anjyeah

Payday today! Allocated money to my spending pots and went for my weekly food shop. I'm in the mood to actually declutter and list items to sell again but my work schedule won't allow for it this week. Rest comes first! 

Reindeerdippin

Good morning all - I hope you don’t mind me joining. I’ve been a lurker for a long time but think I could do with some support and you seem like a friendly bunch.

I will need to cut down on my outgoings and some company would be nice while I’m getting used to a new way of life. Very briefly my husband had/is having an affair (he said he ended it but I’m not sure especially as he said he still might want to see her) and is moving out on Wednesday. The money coming in a month is going to go from ~£6,500 to just over £2,500. Outgoings, namely mortgage, are based on the combined income so I will have to meet them from my salary going forwards. He said he would still contribute to the mortgage but I don’t believe him. I did have a nice lifestyle and bought what I wanted without thinking of the cost but that will have to change.
 

I’ve had to be frugal in the past so I’m hoping it will be a question of returning to old ways. Until I find my feet I think my goal is to spend as little as possible. I think it’s the uncertainty. When I say to him we can fix this (I want to try) he says he knows and says things that indicate he wants to try but when I directly ask him if he thinks we can or if he wants to he says he doesn’t know and needs space. He says moving out is temporary (he says he’s only taking his clothes when he goes because otherwise it will seem like he isn’t coming back) so he can think about what he’s done but I am skeptical. If I knew he wasn’t coming back I could apply for the single person council tax discount, though it’s paid for this year, and cancel Sky Sports. Grocery spending will go down and I’m working from home currently so I’m saving on not buying a season ticket. 

Started looking at divorce solicitors last night but I’m not sure how much that would cost. Some do a fixed price deal. I imagine it might not be that complex a case unless he decides to disagree but he was/is unfaithful and is moving out so surely he wouldn’t. I will need money for that. 

Sorry for the long post.

I think there are things that can be worked with. Goal for today is not to spend anything.

squirrelchops2

I hope things work out for you you @Reindeerdippin and it is good to see you have immediately taken stock of where you are financially - some people will meander along for some time before the realise things have to change