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PCH cancellation

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  • Herzlos
    Herzlos Posts: 15,879 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lower price presumably means lower monthlies. Why wouldn't he have tried to renegotiate for lower payments or higher spec?
  • BOWFER
    BOWFER Posts: 1,516 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 21 May 2021 at 4:38PM
    If your emergency fund is so stretched that an unexpected £700 impacts the ability to meet the deposit for a new car, are you too stretched already to get into a finance commitment for a new car?  Building an emergency fund and financial resilience would seem to be more urgent.

    As others have said, read the contract for cancellation rights.  Are you still within a "cooling off" period?
    Perhaps they're PCH'ing a new car precisely because they don't want unexpected bills.....
  • Turbogal
    Turbogal Posts: 21 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks to those of you that replied, especially the ones who did it without trying to make me look stupid or question my understanding of what I had signed.  I have recontacted the dealer and spoken to them and their original figures had got confusing, all sorted now and car being delivered on the 15th June.

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