multiple AIPs from same lender - am i worrying over nothing

Hebblethwaite

NatNat77 said:

Hebblethwaite said:

I've just had an offer accepted this week and the estate agents I was dealing with (a local and a national EA are both involved) both refused to consider my offer as valid until I had a DIP done using a hard check. They said my existing DIP from L&C was just an affordability calculator and wasn't sufficient to take the house off the market. The lender's website say they don't do a hard check, but I went via a broker and the EAs have accepted it now, so I presume it was a hard check after all. Not ideal, as there's a chance I may have to apply for a mortgage twice as the sale can't complete within the next three months due to the vendor's onward purchase being an unfinished new-build (my broker has suggested we hold off making the full application until closer to the time, but I don't know if the EA/vendor will be okay with that).

Well I'd say that they can't have their cake and eat it too. Why should you have to go through it twice when the delays are not your fault?

That's certainly what I'm hoping!