Is this a reasonable request?

OrbitHeadache

Thanks for the comments.
I will have to take the risk because need the job.
However I think many of you will be surprised how big the client is who is asking us to use personal cars for work purposes, it's a well known company who should know better.

Barny1979

OrbitHeadache said:

Thanks for the comments.
I will have to take the risk because need the job.
However I think many of you will be surprised how big the client is who is asking us to use personal cars for work purposes, it's a well known company who should know better.

Not really, lots of large organisations ask staff to use their vehicles, unless you're saying they want furniture etc shifted?

oh_really

OrbitHeadache said:

I will have to take the risk because need the job.

So when taking law breaking risks, as this is what you propose, at which point do you draw the line.

Simply inform your employer that you dont hold "hire and reward" cover thus as a law abiding motorist you are unable to comply with their request. If they are happy to pay the premium increase you would reconsider.

If its a one off, why don't they use a taxi?

Sandtree

OrbitHeadache said:

Thanks for the comments.
I will have to take the risk because need the job.
However I think many of you will be surprised how big the client is who is asking us to use personal cars for work purposes, it's a well known company who should know better.

For a start you have to separate the massive company and the individual person thats asking you to do something... its like those that say they want to be with company X because they're 200 years old and wouldn't buy form company Y because they're only 10 years but the former can appoint staff who don't know their !!!!!! from their elbow and the later can hire staff each with decades of experience.

Some large companies do have insurance that augments their employees own to avoid staff needing to get business class 3 or such. You'd hope that staff would know or at least it'd be on the intranet.

You can technically get commercial insurance by the hour if you are concerned, its designed for those doing Deliveroo/Amazon etc on the side but can be a one off I believe (ie no minimum total spend)

74jax

OrbitHeadache said:

Thanks for the comments.
I will have to take the risk because need the job.
However I think many of you will be surprised how big the client is who is asking us to use personal cars for work purposes, it's a well known company who should know better.

My old company was the UK leading company in its field and a FTSE100.  They would ask this.
I don't think the size of the company has anything to do with it. Some employees will say yes, some won't. 
I was once asked to take come a4 boxes out to a site as a '1 off'. I simply said I'm not insured. I was asked a few months later too so looked into adding business use to my insurance, I needed to add something extra, but can't remember what, as I was transporting something, but it was only around £30 more a year. I asked the company if they wanted to pay it, they said no, so I never added it on, or did the task. 
There's no way I would knowing drive illegally,  
Imagine being hit by a non insured vehicle..... 

TELLIT01

The OP could ask their own insurance company whether or not their current policy covers doing this.  They will then have a solid basis to refuse to do it if their employer / manager gets difficult.

Marvel1

AskAsk said:

if it is a one off and not a regular event, you will be fine i guess.  just drive carefully 

You can drive careful, it's others you need to watch out for, not worth the risk.

Jsacker

AskAsk said:

TELLIT01 said:

AskAsk said:

if it is a one off and not a regular event, you will be fine i guess.  just drive carefully 

It will be fine if they aren't any problems whilst out.  It is still driving without insurance if the motor policy doesn't include travel in connection with work.  In the unlikely event of being stopped by the police it will be uninsured and incur a 6 point penalty, a hefty fine and impounded car.

what about people who use their car to help their friends move? technically speaking, this is not for social and pleasure either though?

I'm genuinely sitting here wondering whether YOU are breaking the law by saying this 😂

bartelbe

You do need business insurance but it is no big deal. My insurer added it to mine with no added cost.

The bigger issue is whether this is a one off or ongoing. One off is fine but turning your car into a free delivery vehicle for your employer is not on. If that happens will you get money for fuel and wear and tear?