Sale a day.....declutter and pay off debt

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Comments

  • Fab idea can u join you please 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • I’m going to join in this too hope that’s okay , having a sort out today to start, I need to declutter and get some more money thrown at the debt so I can retire! 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • Few items sold 
    £30 made so far
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Hi all and thanks for joining. I have not kept up with this as been super busy at  work and not had chance. Will get back on  it today though as every penny counts
    On the long journey to debt freedom...here we go....

    Credit cards:
    Natwest card - now closed was £500 balance
    Tesco credit card £1878.89/3300
    Husband Bcard £4100/9400 - 0%
    Sainsburys cc £4839/6000 -0%
    My bcard £5215/8000
    Halifax CC £6588/8000 -0%
    MBNA CC £9150/12000 -0%

    Loans:
    Natwest Loan £14167 - ends sept 26
    Old car loan £1897 - ends May 24
    Consolidation loan - £6020 ends oct 26


    Tax bill -57 ends next month
    Student loan about 5k ends Mar 24



  • Well I haven’t sorted anything yet but really need to get on with it! I will commit to finding one thing for next couple of days, hopefully once started it will motivate me, I’m told Vinted is a good one , anyone had any experience on this site? Otherwise think I’ll try Facebook sales see how that goes 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    Great idea, I wish you and all followers every success.  

    Not sure I'll be joining you as such though because we are in a VERY rural area and I've had so much trouble with Facebook selling in the past.  People just don't bother turning up and if I've been able to get any response eventually they seem to complain that they've driven round for ages and couldn't find us!  I give them really detailed directions, they know what they're in for and even if they don't have SatNav my directions should have been adequate. It's the same with Freecycle,  People have arranged to come and collect all sorts of lovely stuff (for free!) and then don't bother to show. I rely on eBay for selling now, although I don't like it very much, so it often takes a while to get stuff sold and the money to come in.  I love doing car boot sales but none of my 'local' ones (even then about 15 miles away for the nearest) haven't started up again after the Covid lockdowns.    I've got so much decluttered stuff to get rid of somewhere even if I don't make any money out of it.  A lot of the charity shops are restricting what/how much they'll accept at the moment.


    Good luck!  Keep posting to let us know how you're getting on.
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
    Final 2021 total: £1313.37 /£1200+     Average £109.45/month 
    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • Fidelia said:
    Great idea, I wish you and all followers every success.  

    Not sure I'll be joining you as such though because we are in a VERY rural area and I've had so much trouble with Facebook selling in the past.  People just don't bother turning up and if I've been able to get any response eventually they seem to complain that they've driven round for ages and couldn't find us!  I give them really detailed directions, they know what they're in for and even if they don't have SatNav my directions should have been adequate. It's the same with Freecycle,  People have arranged to come and collect all sorts of lovely stuff (for free!) and then don't bother to show. I rely on eBay for selling now, although I don't like it very much, so it often takes a while to get stuff sold and the money to come in.  I love doing car boot sales but none of my 'local' ones (even then about 15 miles away for the nearest) haven't started up again after the Covid lockdowns.    I've got so much decluttered stuff to get rid of somewhere even if I don't make any money out of it.  A lot of the charity shops are restricting what/how much they'll accept at the moment.


    Good luck!  Keep posting to let us know how you're getting on.
    Thanks. It can be rubbish selling on Facebook and eBay, hopefully you find something that works for you
    On the long journey to debt freedom...here we go....

    Credit cards:
    Natwest card - now closed was £500 balance
    Tesco credit card £1878.89/3300
    Husband Bcard £4100/9400 - 0%
    Sainsburys cc £4839/6000 -0%
    My bcard £5215/8000
    Halifax CC £6588/8000 -0%
    MBNA CC £9150/12000 -0%

    Loans:
    Natwest Loan £14167 - ends sept 26
    Old car loan £1897 - ends May 24
    Consolidation loan - £6020 ends oct 26


    Tax bill -57 ends next month
    Student loan about 5k ends Mar 24



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